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Loans subject to satisfactory credit history and ability to repay. Annual Percentage Rate (APR). Refinancing not available. New Auto (2019 or 2018): Estimated cost per $1,000 calculated on maximum term available. 6.00% APR for 84 monthly payments of $14.61 per $1,000 borrowed. 5.75% APR for 72 monthly payments of $16.46 per $1,000 borrowed. 5.50% APR for 60 monthly payments of $19.10 per $1,000 borrowed. Used Auto (2019, 2018, 2017): Estimated cost per $1,000 calculated on maximum term available. 6.25% APR for 60 monthly payments of $19.45 per $1,000 borrowed. Used Auto (2016, 2015, 2014): Estimated cost per $1,000 calculated on maximum term available. 6.50% APR for 48 monthly payments of $23.71 per $1,000 borrowed. Home Improvement Loan: Estimated cost per $1,000 calculated on maximum term available. 7.75% APR for 84 monthly payments of $15.46 per $1,000 borrowed.