Program is subject to credit approval, mortgage loan and income limits apply. Other restrictions may apply. Applicants are subject to complete underwriting based on MassHousing/Fannie Mae/Massachusetts Housing Partnership policies and procedures, not all applicants will qualify, rates, terms and products are subject to change without notice. Loans available on owner-occupied properties only, homeowners insurance required and flood insurance where necessary. Available for residences located in MA. MassHousing loans insured by MassHousing Insurance Fund.