*Minimum deposit of $10,000 required to open account and earn 1.76% Annual Percentage Yield (APY). Balances under $10,000 receive 0.05% APY. Maximum deposit of $250,000. Interest rates based on current money market rates. Regulations limit transactions to six (6) automated or preauthorized transfers to third parties each statement cycle. One account per household. †Must be a new customer defined as not having an account at Dedham Savings within the last 6 months. Fees may apply and reduce earnings. All rates are effective as of March 28, 2018. Rate guaranteed through December 31, 2018. Subsequent to December 31, 2018, the interest rate is subject to change at any time at the discretion of Dedham Savings. **Individuals must enroll in the Sage Scholars Program to receive Tuition Rewards points. One Tuition Rewards point is the equivalent of $1.00 at participating colleges and universities. Only private, four-year colleges and universities are eligible to participate. For more information, visit dedhamsavings.com/tuitionrewards.