*Offer good for one checking account per customer. Offer expires December 31, 2018. New personal checking accounts only. Must be a new checking account relationship defined as not having a checking account at Dedham Savings within the last six months. Must be opened with funds not currently on deposit at Dedham Savings. One $100 bonus per customer, $100 cash bonus will be deposited 90 days after a customer’s first direct deposit is received. The value of the bonus is interest and subject to IRS & other tax reporting. Minimum balance to open and obtain bonus for Cash Back Checking and Interest Rewards Checking is $50. No minimum balance required on all other personal checking accounts to receive bonus. $10 minimum daily balance to earn interest for CheckPlus Checking and Interest Rewards Checking. (One Cash Back or Interest Rewards Checking account per customer.) Annual Percentage Yield (APY) for Interest Rewards Checking is 1.00% APY, paid on qualified account balances up to $10,000. Interest rate for balances over $10,000 is 0.05% with an APY ranging from 0.37% to 1.00% (this range assumes an Interest Rewards account balance of $30,000 and is paid when requirements are met). If you do not meet the requirements per qualification cycle, your account will earn 0.05% APY. CheckPlus Checking, NOW Checking and 18/65 NOW Checking accounts earn 0.05% APY. All rates are effective as of January 1, 2018. Interest rates and APY subject to change at any time after account opening. A minimum daily balance of $10.00 must be maintained on all interest bearing accounts in order to obtain the disclosed APY. CheckPlus Checking customers under age 50 avoid the $15.00 monthly maintenance fee by maintaining a minimum daily balance of $10,000 in total deposits at Dedham Savings. Other bank fees and overdraft fees per item may apply. Fees may reduce earnings. See fee schedule for more details. Ask us for more information. **Dedham Savings is a member of Allpoint with over 55,000 retail ATMs worldwide. Other banks may assess a surcharge. Look for the Allpoint logo on ATM terminals to avoid ATM charges.