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How to Make a Mobile Deposit

What is Mobile Deposit?

If you happen to be the recipient of a paper check – be it birthday money, an insurance reimbursement, or any other check payment – you can deposit it in under a minute without coming into the bank or searching for an ATM.

Mobile Deposits are made inside a Mobile Banking app by taking photographs of the check and following a few prompts to complete the deposit. With Mobile Deposit, you’ll save travel time, you won’t have to worry about losing the check in transit, and the money may be available in your account faster.

Easy Steps

Most digital banking options require that you start by signing up for Online Banking, even if the option you want to use isn’t in Online Banking. Online Banking is typically your gateway to all other digital banking services. So, start by signing up for and successfully logging into Online Banking on a computer or tablet.

Next, search for the Dedham Savings Mobile Banking app in your smartphone app store and login to it with your Online Banking credentials (username and password). Once logged into the mobile banking app, just search for the Deposit button and start following the prompts. You’ll need to:

  • Select the account you want to deposit into
  • Photograph the front and back of your signed check
  • Enter the check amount

Follow all screen prompts to the end until you’ve successfully completed your deposit, and you’ll receive a verification that your deposit has been made. Easy peasy!

Deposit Limits

At Dedham Savings, mobile deposits made before 4:00 pm will be available in your account the next business day. Deposits made after 4:00 pm will be available in your account the second business day. Note that you can deposit up to 5 checks per day, totaling up to $5,000. And, you can deposit up to 10 checks in a consecutive 5-day period, totaling up to $10,000. Be sure to shred your deposited check after 30 days.

Want to learn more or get help? Just visit our special Help section web page. Once you deposit a check with your smartphone, you’ll never want to deposit it the old-fashioned way again.

Member FDIC. Member DIF.

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