Privacy Policy
Revised 4/2014
What personal data we collect and why we collect it
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Credit History
- Your Assets and Your Income
- Account Balance and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons that Dedham Savings chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Dedham Savings share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We Don’t Share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We Don’t Share |
| For nonaffiliates to market to you | No | We Don’t Share |
How does Dedham Savings protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Dedham Savings collect my personal information?
We collect your personal information, for example, when you:
- Open an account or Apply for a loan
- Pay your bills or Deposit money
- Use your debit card
We also collect your personal information from others, such as credit bureaus.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Dedham Savings has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Dedham Institution for Savings does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Dedham Institution for Savings does jointly market with certain financial companies.
Questions?
Call 800-462-1190 or contact us via this web site.