GOVERNMENT BANKING
Meet your safety, liquidity,
and yield goals
Karen Dayton
Sr. Government Banking Relationship Manager
Meet your goals with Treasury Management and deposit services coordinated by our experienced Government Banking Relationship Managers. With our resources at your service, you can access a full suite of solutions designed for government entities to optimize operational efficiency and maximizing public funds.
What sets Dedham Savings apart?
- Industry Expertise: Our highly trained and experienced Government Banking Relationship Managers specialize in financial solutions for the public sector. They’ll develop strategies that increase efficiency and revenue while providing safety for your funds.
- Local Relationships: Our clients have easy access to us, and our dedicated teams prioritize positive outcomes and successful resolutions. Say goodbye to impersonal banking – when clients reach out to us, they connect with real individuals who are readily available to assist, complete with cell phone contact information.
- Fully Insured Deposits: Our valued clients find peace of mind knowing their deposits are fully insured with us, up to any amount, thanks to our comprehensive coverage from both the FDIC (Federal Deposit Insurance Corporation) and DIF (Depositors Insurance Fund).
- History of Success: Dedham Savings has been serving local communities and municipalities for nearly 200 years and has grown to over $2 billion in assets. We know how to succeed and can help our clients do the same.
Full Suite of Deposit Accounts
We offer an array of deposit accounts to assist with streamlining receivables, payables and daily cash flow; earning interest on available balances; and simplifying daily collections with next-day availability on your deposits.
Government Checking
A checking account for everyday needs, with easy access to funds
Government Money Market
Earn a premium rate on larger balances
Government CD
Earn a fixed interest rate; flexible term options available
Treasury Management Services
Whether you are large or small, get the most out of your government entity’s funds with full-service solutions that reduce expenses, increase income and improve efficiencies.
- ACH Services: Receive funds electronically on predetermined dates and process electronic withdrawals from customers.
- Online Wire Transfer: Conveniently and securely transfer funds, in real time from wherever, whenever.
- Electronic Debit Block: Allow authorized companies to post debits while automatically blocking unauthorized transactions.
- Positive Pay / Reverse Positive Pay: Deter ACH/check fraud and ease the burden associated with reconciliation.
- Remote Deposit: Do your banking from the comfort of your own office using a scanner or mobile device.
- Lockbox Services: Streamline receivables processing, receiving faster access to funds and reducing burden on staff.
Our Government Banking Team
Dedham Savings and South Shore Bank are affiliates of Charlesbridge, MHC. While each bank operates independently, your banking needs will be represented through the Charlesbridge Government Banking Team to ensure the highest standards of professionalism and service.
Karen Dayton has spent her career building meaningful relationships. With over 15 years in banking, customers rely on her personalized approach and wide-ranging experience to provide a customized solution to Government Banking clients. One of her passions is introducing government employees to one another and other resources to assure they are well supported. Karen is committed to our community. She is actively involved in MCTA, statewide county Collector & Treasurer Associations, The Mayflower Society, multiple Chambers of Commerce and volunteering at local charities.
Toni Martin has over 20 years of experience in banking, primarily working with Government entities across Massachusetts. She excels at helping clients identify needs and providing innovative solutions for effective account management. Toni brings a high-level of service, assisting clients from onboarding and beyond, ensuring they maximize using digital, online banking, and payment processing tools. Toni is actively involved in MCTA, statewide county Collector/Treasurer Associations and multiple Chambers of Commerce. Toni is local to the South Shore – born and raised – and believes in the mission of Community banks and their commitment to contributing to the local economy.