Terms & Conditions
Please carefully review the following Terms and Conditions for Use of this web site (“Terms and Conditions”). In these Terms and Conditions, “we,” “us,” “our”, “Your Link” and “Dedham Savings” all refer to the Dedham Institution for Savings. Dedham Savings is an FDIC-insured state-chartered mutual savings bank regulated by the Federal Deposit Insurance Corporation and the Massachusetts Division of Banks, and is headquartered at 55 Elm Street, Dedham, Massachusetts. The Dedham Institution for Savings is an equal opportunity employer, an equal credit opportunity lender, and an equal housing lender.
By using this web site (www.dedhamsavings.com) and the online services offered by Dedham Savings and Your Link, you agree to these Terms and Conditions. If you don’t agree to all of these Terms and Conditions of use, please do not use www.dedhamsavings.com.
Additionally, you’re encouraged to review the following links to Dedham Savings Privacy Statement and Security Policy:
Dedham Savings Privacy Statement
Dedham Savings Security Policy
Use of Information on this Web Site
The information contained in this web site is not intended to provide any specific legal, accounting, financial, or tax advice to individuals or entities, and shouldn’t be relied on or used for any such purposes. Downloading, printing or copying from this web site must be for noncommercial, personal use only.
Links are Not Endorsements
Please note that once you leave this web site, Dedham Savings accepts no responsibility for the content, products, services or privacy policies of nonDedham Savings web sites. Links to other web sites or references to products, services or publications other than those of Dedham Savings don’t imply the endorsement or approval of such web sites, products, services or publications by Dedham Savings.
Accuracy and Changes
Facts and information on this web site are believed to be complete and up-todate. Dedham Savings reserves the right to modify the information on this web site at any time without notice. Any such modification will be effective immediately upon posting and your continued use of this web site will mean that you accept these changes.
Severability and Conflicts with other Terms
If any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision will be severable from these Terms and Conditions and won’t affect the validity or enforceability of the remaining provisions. Conflicts between these Terms and Conditions and the specific terms and conditions of any other agreements relating to your Dedham Savings accounts, products and services, will be controlled by the specific terms and conditions of the other agreements relating to your Dedham Savings accounts, products and services.
© 2020 Dedham Institution for Savings. All rights reserved. Unless otherwise specified, the content of this web site including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of Dedham Savings and/or its affiliates, and is protected by United States and international copyright laws.
Trademarks Belonging to Dedham Savings
Dedham Savings is a trademark of the Dedham Institution for Savings. Your Link, Life Banking, CheckPlus, All Star Savers, and Great Rate Savings are trademarks of Dedham Savings. Unauthorized use of any logos and/or name or trade names belonging to Dedham Savings Bancorp or any of its affiliates or subsidiaries is prohibited. Certain graphics, logos, icons, designs, words, titles or phrases contained in this web site may constitute trade names, trademarks or service marks of Dedham Savings or others. Trademarks may be registered in the United States and in other countries as applicable. The display of trademarks on the pages of this web site does not imply that a license of any kind has been granted unless expressly stated herein. Any unauthorized downloading, retransmission or other copying or modification of trademarks and/or the contents herein may be a violation of law, and could subject the copier to legal action.
Governing Law, Jurisdiction, Waiver of Jury Trial
These Terms and Conditions constitute a contract made under and governed by and construed in accordance with the laws of the State of Massachusetts. You agree that the federal court of the Commonwealth of Massachusetts, if it has subject matter jurisdiction, will have exclusive jurisdiction to hear and determine any claims or disputes between you and Dedham Savings (and/or its members, managers, officers, employees, agents and the assigns of same), pertaining directly or indirectly to these Terms and Conditions, or to any matter arising from these Terms and Conditions, or any other document executed and delivered in connection with these Terms and Conditions, the use of www.dedhamsavings.com or the online services offered by Dedham Savings. If the federal court lacks subject matter jurisdiction, any state court located in Norfolk County, Massachusetts, will have exclusive jurisdiction to hear and determine such claims or disputes. To the fullest extent permitted by applicable state and federal law, you and we each agree to waive the constitutional right to a trial before a jury. All disputes and controversies and claims arising out of the use of this web site will be resolved either through arbitration or in the courts.
Disclaimer of Warranties
THIS WEB SITE IS PROVIDED BY Dedham Savings ON AN “AS IS” AND “AS AVAILABLE” BASIS. Dedham Savings MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEB SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEB SITE. Dedham Savings DOES NOT GUARANTEE OR WARRANT THE ACCURACY OF INFORMATION CONTAINED ON THIS WEB SITE OR THAT ACCESS TO THIS WEB SITE WILL BE UNINTERRUPTED. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Dedham Savings DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Telephone Call Monitoring and Recording
Authorized employees or agents of Dedham Savings may monitor and record all or portions of your telephone calls to Dedham Savings for quality control, customer service, employee training, security, and other lawful purposes. Your consent will be ongoing and need not be confirmed prior to, or during such monitoring or recording, except to the extent applicable law expressly requires otherwise.
Liability and Restricted Access to Dedham Savings and www.dedhamsavings.com
Dedham Savings is not liable for any direct, indirect or consequential loss, damage or inconvenience arising out of your use of this web site. Dedham Savings reserves the right to cancel or restrict your access to this web site without notice to you. Dedham Savings is not responsible for damages suffered by you or any inconvenience caused directly or indirectly by our termination of your access to this web site.
Equal Credit Opportunity Act Notice
THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICANTS ON THE BASIS OF RACE, COLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THAT THE APPLICANT HAS THE CAPACITY TO ENTER INTO A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT’S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE PROGRAM; OR BECAUSE THE APPLICANT HAS IN GOOD FAITH EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THIS LAW CONCERNING THIS CREDITOR IS:
Federal Deposit Insurance Corporation
Consumer Response Center
1100 Walnut St, Box #11
Kansas City, MO 64106
If you have any questions, or would like additional information, you may contact Dedham Savings by email at [email protected], by telephone at (781) 329-6700 or write to Dedham Savings at 55 Elm Street, Dedham, Massachusetts 02026.