CD Specials
Earn one of our top rates
for a guaranteed time period
Some of the top rates we’ve got!
Earn a guaranteed rate for a set period of time and put your savings to work with a Certificate of Deposit (CD).1 Our CD Specials change periodically, so check in often. Choose the CD Special term that fits your needs and enjoy our top rates the whole time.
Best of all, your CD balances and all deposits at Dedham Savings are insured in full up to any amount with our combined FDIC and DIF insurance coverage. That’s peace of mind.
Current CD Specials include:
The following rates are effective January 5, 2026. Rates are subject to change without notice.
| account name | MINIMUM DAILY BALANCE TO EARN APY | APY* | |
|---|---|---|---|
| 8 Month Special | $1,000 CD/$100 IRA | 3.80% Limited Time Offer | Open an Account Online or at Any Location |
| 15 Month Special | $1,000 CD/$100 IRA | 3.75% Limited Time Offer | Open an Account Online or at Any Location |
To start earning a top rate, open one of our CD Specials online or stop by the nearest branch office.
1APY = Annual Percentage Yield and assumes the interest remains on deposit for the term of the time deposit. Minimum balance to open account and earn stated APY is $1,000. A penalty may be imposed for early withdrawal. Fees and/or penalties may reduce earnings. Limited time offer. The 8 Month Certificate of Deposit (CD) Special converts to a standard 6 Month CD at renewal. The 15 Month CD Special converts to a standard 12 Month CD at renewal. Deposits are insured up to current FDIC (Federal Deposit Insurance Corporation) limits and by the DIF (Depositors Insurance Fund) for all additional balances, up to any amount.