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Rates for CDs/IRAs

The following rates are effective November 15, 2019.

Certificate of Deposit (CD) and Individual Retirement Account (IRA) rates are subject to change without notice. Penalty for early withdrawal. Stated APY assumes the interest remains on deposit for the term of the time deposit. Fees and/or Penalties may reduce earnings. Minimum balance for all CDs is $1,000.   Minimum balance for all IRAs is $100.  Minimum balance is required to open the account and to earn the stated APY.

CD/IRA 91 Days$1,000 (CD); $100 (IRA) 0.25% 0.25% No Compounding
CD/IRA 182 Days$1,000 (CD); $100 (IRA) 0.30% 0.30% No Compounding
CD/IRA 7 Months Special$1,000 (CD); $100 (IRA) 1.99% 2.00% No Compounding
CD/IRA 12 Months$1,000 (CD); $100 (IRA) 0.50% 0.50% Monthly
CD/IRA 15 Months Special$1,000 (CD); $100 (IRA) 1.98% 2.00% Monthly
CD/IRA 18 Months$1,000 (CD); $100 (IRA) 1.74% 1.75% Monthly
CD/IRA 24 Months$1,000 (CD); $100 (IRA) 0.75% 0.75% Monthly
CD/IRA 30 Months$1,000 (CD); $100 (IRA) 0.80% 0.80% Monthly
CD/IRA 36 Months$1,000 (CD); $100 (IRA) 1.98% 2.00% Monthly
CD/IRA 48 Months$1,000 (CD); $100 (IRA) 1.98% 2.00% Monthly
CD/IRA 60 Months$1,000 (CD); $100 (IRA) 2.23% 2.25% Monthly