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Rates for Savings Products

The following rates are effective July 19, 2019.

Rates are subject to change without notice.

Start Up Savings Open≤$1,000* 4.89% 5.00% Monthly

*$25 minimum opening deposit. Account must be opened with funds not currently on deposit at Dedham Savings. 5.00% APY for balances of $0 to $1,000. 0.05% APY for balances over $1,000. Rates guaranteed until 12/31/19, and subject to change thereafter. Limit of six (6) automated or preauthorized transfers each statement cycle. A fee may be assessed for exceeding these limits. Online statements required. One account per customer. Limited time offer.

Start Up Savings Open>$1,000* 0.05% 0.05% Monthly

*$25 minimum opening deposit. Account must be opened with funds not currently on deposit at Dedham Savings. 5.00% APY for balances of $0 to $1,000. 0.05% APY for balances over $1,000. Rates guaranteed until 12/31/19, and subject to change thereafter. Limit of six (6) automated or preauthorized transfers each statement cycle. A fee may be assessed for exceeding these limits. Online statements required. One account per customer. Limited time offer.

Personal Great Rate Savings* Open<$1,000* 0.05% 0.05% Monthly

* These accounts earn the same interest rate as our NOW checking account when they fall below the required minimum. All accounts must maintain a minimum balance of $10 to earn the APY. Interest rate may change after the account is opened. Fees may reduce earnings.

Personal Great Rate Savings* Open≥$1,000* 0.10% 0.10% Monthly
Personal Great Rate Savings* Open≥$25,000* 0.15% 0.15% Monthly
Personal Great Rate Savings* Open≥$50,000* 0.15% 0.15% Monthly
Savings Account Open$10.00 0.05% 0.05% Monthly
Club Account Open$10.00 0.05% 0.05% Monthly
Preferred Money Market* Open≥$10,000* 2.00% 2.02% Monthly
Preferred Money Market* Open<$10,000* 0.05% 0.05% Monthly
Money Market* Open≥$1,000* 0.05% 0.05% Monthly
Money Market* Open<$1,000* 0.05% 0.05% Monthly
Non- Personal Money Market* Open≥$50,000* 0.15% 0.15% Monthly
Non- Personal Money Market* Open≥$25,000* 0.15% 0.15% Monthly
Non- Personal Money Market* Open≥$1,000* 0.10% 0.10% Monthly
Non- Personal Money Market* Open<$1,000* 0.05% 0.05% Monthly

* These accounts earn the same interest rate as our NOW checking account when they fall below the required minimum. All accounts must maintain a minimum balance of $10 to earn the APY. Interest rate may change after the account is opened.  Fees may reduce earnings.

A-Plus ** Open≥$10,000** 0.10% 0.10% Monthly
A-Plus ** Open<$10,000** 0.05% 0.05% Monthly

**These accounts earn the same interest rate as our regular savings account when they fall below the required minimum. All accounts must maintain a minimum balance of $10 to earn the APY.