Sometimes, your daydreams are about new kitchen appliances or a backyard patio. That’s where consumer loans come in. They can finance any big purchase or even help you establish better credit. And we’ll help you find the best option — so when it comes to finding a loan, you’re never alone. (See what we did there?)

The Perks

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.50% Rate Reduction

Earn .50% back when you make your loan payments with Auto Pay. (Passbook Loans excluded).

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Competitive Loan Rates

With these rates, you’ll be paying off your loan before you know it.

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Easy Online Application

Less dreaming, more doing. Get started right now with our simple online application process.

Our Offerings

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Home Improvement Loans

Working to make your home sweet home… even sweeter? A home improvement loan could help you fund that next big project. Unlike a Home Equity Loan or Line of Credit, you don’t need to have equity in your home to qualify.

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Passbook Loans

If you need to establish (or re-establish) credit, a passbook loan can help. Build credit by making steady, on-time payments against a loan funded by your own passbook savings account.

Any questions?

We’re happy to help. Just give us a call at 1-781-329-6700.

Other Loans

Whether you want to create an outdoor living space in your backyard, or need to establish credit, Dedham Savings is here to help. And, you can earn a .50% rate reduction when you make your loan payments using automatic payments from a Dedham Savings Checking Account (excludes Passbook Loans).

Start Up Savings

Designed for first-time savers, this account helps you save faster. Way faster. At 5.00% APY1, you’ll reach those goals before you know it.

Home Equity Options

Whether you’re thinking about a new car or a backyard patio, a home equity loan or line of credit could help you fund it. We’ll help you find the right option to bring your dreams to life.

All loans subject to credit approval.