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Sometimes, your daydreams are about new kitchen appliances or a backyard patio. That’s where consumer loans come in. They can finance any big purchase or even help you establish better credit. And we’ll help you find the best option — so when it comes to finding a loan, you’re never alone. (See what we did there?)

The Perks

.50% Rate Reduction

Earn .50% back when you make your loan payments with Auto Pay. (Passbook Loans excluded).

Competitive Loan Rates

With these rates, you’ll be paying off your loan before you know it.

Easy Online Application

Less dreaming, more doing. Get started right now with our simple online application process.

Our Offerings

Auto Loans

With great rates on auto loans, we’ll get you closer to that new-car smell. Or that new-to-you-car smell. Check out our current rates for details on financing a new or used vehicle.

Home Improvement Loans

Working to make your home sweet home… even sweeter? A home improvement loan could help you fund that next big project. Unlike a Home Equity Loan or Line of Credit, you don’t need to have equity in your home to qualify.

Passbook Loans

If you need to establish (or re-establish) credit, a passbook loan can help. Build credit by making steady, on-time payments against a loan funded by your own passbook savings account.

Any questions?

We’re happy to help. Just give us a call at 1-781-329-6700.

Other Loans

Whether you need to purchase a reliable vehicle to get to and from work, want to create an outdoor living space in your backyard, or need to establish credit, Dedham Savings is here to help. And, you can earn a .50% rate reduction when you make your loan payments using automatic payments from a Dedham Savings Checking Account (excludes Passbook Loans).

Start Up Savings

Designed for first-time savers, this account helps you save faster. Way faster. At 5.00% APY*, you’ll reach those goals before you know it.

Home Equity Options

Whether you’re thinking about a new car or a backyard patio, a home equity loan or line of credit could help you fund it. We’ll help you find the right option to bring your dreams to life.

Loans subject to satisfactory credit history and ability to repay. Annual Percentage Rate (APR). Refinancing not available. New Auto (2020 or 2019): Estimated cost per $1,000 calculated on maximum term available. 6.00% APR for 84 monthly payments of $14.61 per $1,000 borrowed. 5.75% APR for 72 monthly payments of $16.46 per $1,000 borrowed. 5.50% APR for 60 monthly payments of $19.10 per $1,000 borrowed. Used Auto (2020, 2019, 2018): Estimated cost per $1,000 calculated on maximum term available. 6.25% APR for 60 monthly payments of $19.45 per $1,000 borrowed. Used Auto (2017, 2016, 2015): Estimated cost per $1,000 calculated on maximum term available. 6.50% APR for 48 monthly payments of $23.71 per $1,000 borrowed. Home Improvement Loan: Estimated cost per $1,000 calculated on maximum term available. 7.75% APR for 84 monthly payments of $15.46 per $1,000 borrowed.