Special Mortgages for Medical and Dental Professionals
As a medical professional, you’re out there every day providing essential healthcare services to families in our communities. We understand that you have unique financial needs and time constraints due to your profession, and we recognize that many local doctors, dentists, and pharmacists may have student loans that make their Debt-to-Income (DTI) ratio look less than ideal.
You work hard to keep our community healthy, so we’re here to work with you to help make your home ownership dreams possible. Dedham Savings offers a special Mortgage especially for Medical and Dental professionals. Eligible designations include:
- Medical Resident and Medical Doctor (MD)
- Doctor of Dental Science (DDS)
- Doctor of Dental Medicine (DMD) and dental surgeons specializing in oral and maxillofacial surgery
- Doctor of Optometry (OD)
- Doctor of Ophthalmology (MD)
- Doctor of Podiatric Medicine (DPM)
- Doctor of Osteopathy (DO)
- Chiropractor (DC)
- Pharmacist (RPH)
The Medical and Dental Mortgage Program1 offers special benefits, including:
- Low Down Payment
- 90-Day Rate Lock
- Local Underwriting and Servicing
- Free Prequalification
- Exclusion of Student Loan Debt from DTI calculation
- Post-Closing Employment Start Date
Sounds pretty good, right?
You can learn more about this special option by checking in with one of our Mortgage Experts,
who can help determine if the Medical and Dental Employees Mortgage is the best fit for you. Reach out today!
¹Program restrictions apply. Subject to credit approval. NMLS# 473990.
Member FDIC. Member DIF. Equal Housing Lender.