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Tips to Create a Wise Spending Plan

Prior planning pays! It’s never too early or too late to create a budget or a spending plan for using your money wisely.  To start, it can be helpful to set short and long-term financial goals and manage your money to meet them. 

ACTIONS YOU CAN TAKE

  • Live within your means.
  • Be a smart shopper, and compare prices and quality.
  • Track your spending habits and develop a budget or spending plan.
  • Plan for short-term and long-term financial goals.

HINTS AND TIPS

  • A good way to take control of your spending is to set the maximum amounts you plan to spend each week or each month. Once you’ve set the maximum, stick with your plan.

Source: https://www.mymoney.gov/spend

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