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Here’s how Check Rewards Checking1 works: When you keep $10,000 in combined deposits, you’ll be rewarded with some of our best rates and  access to unlimited free standard checks. Great account with great rewards? Check.

The Perks

Special CD Rate Bumps

Enjoy all the benefits of a Certificate of Deposit (plus the special benefit of periodic CD rate bump offers), wrapped up in a checking account.

Unlimited Free Standard Checks

No need to keep your checks in check. Get them unlimited for free with your account. 

Safe Deposit Box Discount

Protect your important documents and valuables. Get $20 off a safe deposit box every year, on us. 

Fully Insured Deposits

With this account, you can rest insured. Unlike most banks and credit unions, your funds are insured in full up to any amount.1

  1. Minimum deposit of $100 required to open account. Personal accounts only. Free standard checks or $10 credit toward custom check order. $20 monthly service fee waived with $10,000+ monthly combined deposit balances. Fees may reduce earnings on account. Deposits are insured up to current FDIC (Federal Deposit Insurance Corporation) limits and by the DIF (Depositors Insurance Fund) for all additional balances, up to any amount.

Mobile App

Bank anywhere, anytime, and any way you want.

To start using Mobile Banking, be sure to sign up for Online Banking first.

Deposit Checks

Now you can deposit checks in a snap. Literally. Just take a picture.

Send and Receive Money Instantly

With Zelle®, you can easily send money in minutes to your friends and family, straight from your Checking account in the Dedham Savings mobile app. It doesn’t even matter where they bank.

View Your Credit Score

Get instant access to your credit score, credit report, credit monitoring, money-saving offers, and financial education tips on how to improve your score, or maintain an already great score.

Control Your Cards

With Debit Card Controls, you control when, where, and how your Debit Card can be used.

I’m ready to open an account!

We’re so glad you’ll be joining the family. We’re here for your journey, and we can’t wait to support you along the way.

I’m not sure yet.

That’s okay. Take a look at our other account options. If you’ve got questions, just remember — we’re here with answers.

Money Market

With this account, you’ll earn higher rates for higher balances. Easily access your funds when you need them and watch your APY increase along with your savings.

Certificate of Deposit

Choose the length of your CD term (anywhere from 3 months to 5 years) and enjoy our top interest rates the whole time.