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With a Money Market1, it pays to be good at saving. The higher your balance, the higher your rate. You’ll also have easy access to your funds. And since your money stays liquid, it’s never tied up—it’s right there whenever you need it.

The Perks

Fully Insured Deposits

With this account, you can rest insured. Unlike most banks and credit unions, your funds are insured in full up to any amount.1

Free ATM Card

With a free ATM card, you can easily access your funds wherever you go. And speaking of deposits and withdrawals…

Easily Access Your Account

In-branch, via online or mobile banking, or at an ATM. Choose to save your money or spend it—this account works for you.

Higher Rates for Higher Balances

Get a great APY1, and watch it increase along with your savings.

  1. APY = Annual Percentage Yield. Minimum deposit to open account is $10. $5.00 fee imposed every statement cycle if minimum daily balance for cycle falls below $1,000. Does not apply to Preferred Money Market Account. Fees may reduce earnings. Deposits are insured up to current FDIC (Federal Deposit Insurance Corporation) limits and by the DIF (Depositors Insurance Fund) for all additional balances, up to any amount.

Mobile App

Bank anywhere, anytime, and any way you want.

Manage Your Bills

Pay bills, view scheduled payments, and view transaction details and payments made in the last 30 days.

Deposit Checks

Now you can deposit checks in a snap. Literally. Just take a picture.

Control Your Cards

With Debit Card Controls, you control when, where, and how your debit card can be used.

Find a Branch or ATM

Find the nearest Dedham Savings branch, ATM, or surcharge-free retail ATM closest to you.

Send and Receive Money Instantly

With Zelle®, coming soon!

I’m ready to open an account!

We’re so glad you’ll be joining the family. We’re here for your journey, and we can’t wait to support you along the way.

I’m not sure yet.

That’s okay. Take a look at our other account options. If you’ve got questions, just remember — we’re here with answers.

Certificate of Deposit

Choose the length of your CD term (anywhere from 3 months to 5 years) and enjoy our top interest rates the whole time.

Start Up Savings

Designed for first-time savers, this account helps you save faster. Way faster. At 5.00% APY*, you’ll reach those goals before you know it.