Student Checking
Students age 18+ open online & use promo code “STUDENT” to earn $50 account opening bonus
There’s a first for everything — including your first checking account. And this is a great place to start. Student Checking1 keeps things simple, while still giving you the awesome benefits that come along with our other account offerings. And maybe even a little something extra.
Students age 18+ open a Student Checking account online to earn $50 account opening bonus. Be sure to enter the code “STUDENT” once you have selected your account, where you see the words “Enter/Add Promo Code.”
The Perks
Debit Card to Use at Any ATM For Free
Even ones that belong to other banks. (Don’t worry, we won’t be offended.) Get a free debit card and unlimited ATM rebates to make withdrawals wherever you go.
24/7 Online and Mobile Banking
No need to visit a branch, since we know you probably don’t have time for that. But hey, we’d still love a visit anytime.
$50 Graduation Bonus
Celebrate your graduation with a special gift from us. Go buy yourself something nice.
1Available to new personal Student Checking clients only, aged 13-24 years. At age 25, account will automatically convert to Free & Easy Checking. Client may not have an existing or prior personal Checking account at Dedham Savings. Account must be opened with funds not currently on deposit at Dedham Savings. No minimum deposit to open account or to obtain account opening bonus. To receive graduation bonus a high school graduation diploma or certificate (dated after account opening) must be presented at any Dedham Savings location. Bonus will be deposited to account upon presentation of certificate or diploma. For any bonus, 1099 will be issued at year end for tax reporting purposes. One offer per client; account opening bonus offer expires 12/31/25. $50 minimum deposit to receive debit card; $50 bonus will qualify as deposit. Dedham Savings does not charge a fee to use another bank’s ATM. If another bank charges an ATM fee (surcharge), ATM rebates applied no later than following business day of transaction.
Mobile App
Bank anywhere, anytime, and any way you want.
Deposit Checks
Now you can deposit checks in a snap. Literally. Just take a picture.
Send and Receive Money Instantly
With Zelle®, you can easily send money in minutes to your friends and family, straight from your Checking account in the Dedham Savings mobile app. It doesn’t even matter where they bank.
Personal Finance
Use this free service in Online Banking & Mobile Banking to view all your accounts in one location, create budgets, manage spending, set goals, and more.
Get instant access to your credit score, credit report, and credit monitoring.
Control Your Cards
With Debit Card Controls, you control when, where, and how your Debit Card can be used.
Ready to open a Student Checking Account?
Students age 18+ open online & use promo code “STUDENT” to earn $50 account opening bonus. We’re excited to be part of your journey.
Not yet 18?
For younger teens, visit any branch with a legal guardian to get started.2
Tuition Rewards
Earn college Tuition Rewards based on the total dollars you have on deposit at Dedham Savings. Start as soon as possible after a child is born.
Start Up Savings
Designed for first-time savers, this account helps you save faster. Way faster. At 5.00% APY1, you’ll reach those goals before you know it.