HOLIDAY CLOSING: Please note that all Dedham Savings locations will be closed Monday, July 4 in observance of Independence Day. Remember that you can bank with us anytime via ATM, Online, or Mobile Banking.

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There’s a first for everything — including your first checking account. And this is a great place to start. Student Checking1 keeps things simple, while still giving you the awesome benefits that come along with our other account offerings. And maybe even a little something extra.

The Perks

Debit Card to Use at Any ATM For Free

Even ones that belong to other banks. (Don’t worry, we won’t be offended.) Get a free debit card and unlimited ATM rebates to make withdrawals wherever you go. 

24/7 Online and Mobile Banking

No need to visit a branch, since we know you probably don’t have time for that. But hey, we’d still love a visit anytime.

$50 Graduation Bonus

Celebrate your graduation with a special gift from us. Go buy yourself something nice.

  1. Minimum deposit of $10 required to open account. Available to new Student Checking customers only, aged 16-24 years. At age 25, account will automatically convert to Free & Easy Checking. $50 minimum deposit required to receive debit card. To receive graduation, bonus a graduation diploma or certificate (dated after account opening) must be presented at any Dedham Savings location. Bonus will be deposited to account upon presentation of certificate or diploma. One offer per customer. A 1099 will be issued for tax reporting purposes. ATM rebates are applied no later than following day of transaction.

Mobile App

Bank anywhere, anytime, and any way you want.

Deposit Checks

Now you can deposit checks in a snap. Literally. Just take a picture.

Send and Receive Money Instantly

With Zelle®, you can easily send money in minutes to your friends and family, straight from your Dedham Savings mobile app. It doesn’t even matter where they bank.

View Your Credit Score

Get instant access to your credit score, credit report, credit monitoring, money-saving offers, and financial education tips on how to improve your score, or maintain an already great score.

Control Your Cards

With Debit Card Controls, you control when, where, and how your debit card can be used.

I’m ready to open an account!

We’re so glad you’ll be joining the family. We’re here for your journey, and we can’t wait to support you along the way.

I’m not sure yet.

That’s okay. Take a look at our other account options. If you’ve got questions, just remember — we’re here with answers.

Free & Easy Checking

Keep things simple with unlimited ATM rebates, 24/7 online and mobile banking, and no monthly fees. Get all the benefits you need, without any of the hassle you don’t.

Start Up Savings

Designed for first-time savers, this account helps you save faster. Way faster. At 4.00% APY, you’ll reach those goals before you know it.