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There’s a first for everything — including your first checking account. And this is a great place to start. Student Checking1 keeps things simple, while still giving you the awesome benefits that come along with our other account offerings. And maybe even a little something extra.

The Perks

Debit Card to Use at Any ATM For Free

Even ones that belong to other banks. (Don’t worry, we won’t be offended.) Get a free debit card and unlimited ATM rebates to make withdrawals wherever you go. 

24/7 Online and Mobile Banking

No need to visit a branch, since we know you probably don’t have time for that. But hey, we’d still love a visit anytime.

$50 Graduation Bonus

Celebrate your graduation with a special gift from us. Go buy yourself something nice.

  1. Minimum deposit of $10 required to open account. Student Checking Available to new personal Student Checking customers only, aged 16-24 years. At age 25, account will automatically convert to Free & Easy Checking. $50 minimum deposit required to receive debit card. To receive graduation bonus a graduation diploma or certificate (dated after account opening) must be presented at any Dedham Savings location. Bonus will be deposited to account upon presentation of certificate or diploma. One offer per customer. A 1099 will be issued for tax reporting purposes. Dedham Savings does not charge a fee to use another bank’s ATM. If another bank charges an ATM fee (surcharge), ATM rebates applied no later than following day of transaction. ATM rebates applied no later than following day of transaction. $50 minimum deposit required to receive debit card.

Mobile App

Bank anywhere, anytime, and any way you want.

Manage Your Bills

Pay bills, view scheduled payments, and view transaction details and payments made in the last 30 days.

Deposit Checks

Now you can deposit checks in a snap. Literally. Just take a picture.

Control Your Cards

With Debit Card Controls, you control when, where, and how your debit card can be used.

Find a Branch or ATM

Find the nearest Dedham Savings branch, ATM, or surcharge-free retail ATM closest to you.

Send and Receive Money Instantly

With Zelle®, coming soon!

I’m ready to open an account!

We’re so glad you’ll be joining the family. We’re here for your journey, and we can’t wait to support you along the way.

I’m not sure yet.

That’s okay. Take a look at our other account options. If you’ve got questions, just remember — we’re here with answers.

Free & Easy Checking

Keep things simple with unlimited ATM rebates, 24/7 online and mobile banking, and no monthly fees. Get all the benefits you need, without any of the hassle you don’t.

Start Up Savings

Designed for first-time savers, this account helps you save faster. Way faster. At 5.00% APY, you’ll reach those goals before you know it.